Can You Make Your Money Last Throughout Retirement? Needs Versus Wants!

Ah, retirement! No more commuting, dry cleaning or deadlines. The 9-5 grind is over and you’re free to write your own life script. Sounds like fun, except that for many retirees, there is a nagging worry: running out of money. That’s the top financial concern of retirees according to the American Institute of CPAs (AICPA). It’s driven largely by rising...

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Five Tips to Maximize Your Emergency Savings

Experts often suggest that Americans should aim to have six months' worth of expenses in a readily accessible place to cover unforeseen costs. The problem is that this can be a lot of money, and can seem impossible to achieve. The good news is that you don't need to have tens of thousands of dollars in the bank to be...

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Will You Be Able to Pay for Life’s Surprises?

Life is full of surprises. Sometimes, those surprises cost money. An emergency fund can help you minimize the financial stress when the unexpected happens. Here are a few common life events that can put a financial strain on your family: Job instability or loss If your job goes away, your daily living expenses stay right where they are. An emergency fund that...

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